Mortgage Underwriter>> Responsible for reviewing, analyzing, approving and underwriting large,> unusual or complex individual consumer requests and products within company> and industry guidelines. Dependent on division and complexity of> underwriting, functions may include reviewing financial statements, credit> reports, and applicable ratios(i.e. Debt ratios, loan-to-value); evaluating;> examining transactions to ensure accuracy and completeness; preparing formal> reports for review; ensuring that documents are consistent and uphold to> company and industry guidelines; implementing fraud detection techniques,> performing compliance reviews; assisting with re-negotiations of loans> based on lending guidelines; contacting customers and partners to gather> information to make appropriate decisions, explain rationale behind credit> decision. May provide work direction and/or training to lower level team> members and provide performance feedback to supervisor/manager. 4-5 yrs of> experience.>> Under this requisition candidates must be open to shifts beginning as early> as 6:00 AM and ending at 6:00PM. Final schedules for ALL employees will be> determined at a later time.>> Please note:> **The location for this assignment is at the Charlotte, NC.> ** No relocation expenses will be provided for out-of-state applicants contact us with your resume to please mentioned a. your rate /hrb. whether you will be ok for the above working hours.