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Date registered: January 23, 2020

Latest posts

  1. Annual termination of borrower insurance: what impact on medium-term credit rates? — March 16, 2020
  2. When do I have to pay the installments for a loan? — February 19, 2020
  3. Credit with final installment calculator — February 18, 2020
  4. APR, what it is and how it is calculated? — January 29, 2020
  5. Loan in fine: repay your principal when due! — January 11, 2020

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Mar 16

Annual termination of borrower insurance: what impact on medium-term credit rates?

It was not a foregone conclusion ! After a long battle, the Constitutional Council finally ruled on Friday, January 12, on the validity of the Bourquin amendment, a measure allowing any borrower, regardless of the date of subscription of his credit, to change each year the contract of insurance borrower. If this is good news …

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Feb 19

When do I have to pay the installments for a loan?

When exactly you have to start paying back your home loan depends on several factors. First, the start of repayment is affected by whether you are building or buying a house. On the other hand, the time depends on what you have agreed with the financing bank in your loan agreement. It is difficult to …

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Feb 18

Credit with final installment calculator

Good to know if there are problems with the loan completion calculator. Are you planning to take out a loan because of desired or urgent items such as B. have to pay for a vehicle, a cell phone, a vacation trip or other large purchases? On the other hand, you have no current pension, salary …

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Jan 29

APR, what it is and how it is calculated?

  APR is the acronym for Annual Global Effective Rate and represents the final and actual expense linked to the request for a loan. Also known as the Synthetic Cost Index ( ISC ) and represented as a percentage value, the APR includes in itself both the “pure” interest rate and all the ancillary expenses …

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Jan 11

Loan in fine: repay your principal when due!

Loans are among the different types of credit. Unlike the repayable loan conventionally used for the financing of a real estate, the credit in fine gives the opportunity to the borrower to repay the totality of the capital due in a single payment, at maturity of the contract. The advantage? The monthly payments are only …

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Jan 09

Want to save on a passbook A? Prefer early loan repayment

With the rate going down to 1% soon, this investment becomes more than ever precautionary savings. Because it is more profitable to increase the monthly payments of his mortgage rather than depositing his savings capacity on a passbook A. In particular for the owners who bought a few years ago, when the rates were high. …

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